Last Updated: 22.12.2023

1. Acceptance of Terms: By accessing or using panoperspectives.com, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Changes to Terms: We reserve the right to update or change these Terms and Conditions at any time without prior notice. Your continued use of panoperspectives.com after such modifications constitutes your acceptance of the new terms.

3. Use of the Website: a. You must be at least 18 years old to use panoperspectives.com. b. You are responsible for ensuring that your use of the website complies with applicable laws and regulations. c. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

4. Intellectual Property: a. The content on panoperspectives.com, including text, graphics, logos, and images, is the property of panoperspectives.com and is protected by intellectual property laws. b. You may not reproduce, distribute, display, or transmit any part of the content without prior written consent.

5. User Submissions: a. Users may submit content to panoperspectives.com. By submitting content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, reproduce, and distribute the content. b. You are solely responsible for the content you submit and must not violate the rights of third parties.

6. Limitation of Liability: We are not liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of panoperspectives.com.

7. Indemnification: You agree to indemnify and hold us harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of panoperspectives.com or violation of these Terms and Conditions.

8. Governing Law: These Terms and Conditions are governed by and construed in accordance with the laws of [Your Jurisdiction], and any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction].

9. Contact Information: If you have any questions or concerns regarding these Terms and Conditions, please contact us at [[email protected]].